THE IMPORTANCE OF FINANCIAL EDUCATION FOR INDIVIDUAL MICROENTREPRENEURS

Authors

  • Ana Laudicéia de Lima Canuto Author
  • Ana Paula Lima Marques Fernandes Author
  • Núbia Lafaiete da Silva Cordeiro Author
  • Edilson dos Santos Silva Author
  • Lucas Silva de Amorim Author
  • Elyrouse Cavalcante de Oliveira Bellini Author
  • Dilson José de Sena Pereira Author

DOI:

https://doi.org/10.56238/arev7n4-215

Keywords:

Individual microentrepreneurs. Micro and small companies. Financial Planning. Financial Education.

Abstract

This paper analyzes the financial challenges faced by MEIs and MSEs, highlighting the importance of financial education for their sustainability. Qualitative research reveals that the lack of knowledge in financial management contributes to the early closing of these businesses. Tools such as cash flow and strategic planning are essential but underused due to a lack of training. Financial education programs can enhance decision-making and resource allocation. It is concluded that public policies, private initiatives and educational efforts are fundamental to strengthen financial management and ensure the longevity of these enterprises.

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Published

2025-04-18

Issue

Vol. 7 No. 4 (2025)

Section

Articles

How to Cite

CANUTO, Ana Laudicéia de Lima; FERNANDES, Ana Paula Lima Marques; CORDEIRO, Núbia Lafaiete da Silva; SILVA, Edilson dos Santos; DE AMORIM, Lucas Silva; BELLINI, Elyrouse Cavalcante de Oliveira; PEREIRA, Dilson José de Sena. THE IMPORTANCE OF FINANCIAL EDUCATION FOR INDIVIDUAL MICROENTREPRENEURS. ARACÊ , [S. l.], v. 7, n. 4, p. 19372–19387, 2025. DOI: 10.56238/arev7n4-215. Disponível em: https://periodicos.newsciencepubl.com/arace/article/view/4545. Acesso em: 24 may. 2025.